Bear in mind that the horrors of health insurance — outrageous premiums, coverage denied to those who need it most and dropped when you actually get sick — will get only worse if reform fails, and insurance companies know that they’re off the hook. And voters will blame politicians who, when they had a chance to do something, made excuses instead.
A blog formerly known as Bookishness / By Charles Matthews
"Dazzled by so many and such marvelous inventions, the people of Macondo ... became indignant over the living images that the prosperous merchant Bruno Crespi projected in the theater with the lion-head ticket windows, for a character who had died and was buried in one film and for whose misfortune tears had been shed would reappear alive and transformed into an Arab in the next one. The audience, who had paid two cents apiece to share the difficulties of the actors, would not tolerate that outlandish fraud and they broke up the seats. The mayor, at the urging of Bruno Crespi, explained in a proclamation that the cinema was a machine of illusions that did not merit the emotional outbursts of the audience. With that discouraging explanation many ... decided not to return to the movies, considering that they already had too many troubles of their own to weep over the acted-out misfortunes of imaginary beings."--Gabriel García Márquez, One Hundred Years of Solitude
Search This Blog
Thursday, January 21, 2010
Just Do It
Wednesday, October 21, 2009
He Just Keeps Getting Better
The hearing was on bankruptcies caused by medical bills.
Kerry Burns, a witness on the panel, testified that her son was treated for cystic fibrosis before he died while she fell into debt. "The collection calls were unrelenting, upwards of 30 calls a day," she said.
As part of the bankruptcy filing process, Burns has to undergo credit counseling, where she was asked how she could have avoided bankruptcy. She called the course "humiliating" and "a slap in the face," and to this day has not successfully filed for bankruptcy because she had not filled out the forms.
While [Sen. Sheldon] Whitehouse was quick to express his outrage at the process she was required to undergo, after watching her son die, [Sen. Jeff] Sessions appeared more accepting.
"When the government starts to regulate anything, including health care, you have rules," Sessions answered.
...
When Diana Furchtgott-Roth from the Hudson Institute attacked everything from the public option to the health bill that passed out of the Senate Finance Committee last week, Whitehouse remarked that she "veered across three lanes of traffic."
"Did you actually read the bill that is the subject of today's hearing?" he asked.
When Whitehouse asked her about the issue she had failed to focus on -- bankruptcy -- Furchtgott-Roth replied simply that the current system does a good job.
"Did it do a good job for Ms. Burns?" Whitehouse rebutted, visibly frustrated. Furchtgott-Roth simply replied that Burns had been in a bad situation.
Tuesday, September 22, 2009
Friday, September 11, 2009
Why I Am a Socialist
A year later, I'm about as back to normal as one ever gets from an experience like that. I still gulp a handful of pills (two antibiotics and a B6 tablet to counteract their side effects) every morning, just to be on the safe side. But I'm as active as I ever was (which is not very), don't tire as easily as I did a couple of months ago, and my eyesight has only a slight glitch in it. (Hard to describe. It's kind of like a little wrinkle in the peripheral vision. When I'm driving -- and yes, I drive carefully -- I have to keep scanning leftward because oncoming traffic sometimes disappears into the wrinkle.)
We still don't know what caused the abscess in my brain. It may have been tuberculosis (though I once doubted it) or nocardia. Whatever it was, the treatments -- the round-the-clock IVs, followed by the daily trip to outpatient infusion, followed by the pills -- seem to have worked. Well, one would hope three weeks in hospital, followed by two months in a nursing home, followed by nine months of medication would do something.
But the good thing is that all of this -- tens of thousands of dollars of surgery, doctor visits, MRIs, CTs, endoscopies, broncoscopies, nursing care, rehab therapy, IVs and infusions and pills -- was covered by my insurance: Medicare and an AARP supplemental policy. I'm a happy senior citizen, one who knows that he has benefited from a government program. I'm also aware that I have been paying for it for years through payroll deduction, and am still paying for it in smallish (by comparison with private insurance) monthly premiums.
Oh, sure, I have some gripes about Medicare, but they're minor ones. (For one thing, I could have had my round-the-clock infusions at home instead of having to stay in the nursing home, but Medicare doesn't pay for home treatment -- even though, given the cost of meals and other institutional overhead, it would probably save them some money.) The point is, it works -- and works well.
Which is why I'm so ardent about health care reform and so intolerably annoyed by the sound and fury that has been generated by the attempts to bring it about. Everyone deserves the kind of care and attention I have gotten for the past year, and anyone who says otherwise is a damn fool.
Friday, September 4, 2009
Thursday, August 27, 2009
Wednesday, August 26, 2009
Saturday, August 22, 2009
It's About Time
The Healing of America: A Global Quest for Better, Cheaper, and Fairer Health Care By T.R. Reid; Penguin; 288 pages
The U.S. health-care system is in a remedial class by itself. In no other industrialized country do 20,000 people die each year because they can't afford to see a doctor; nowhere else do 700,000 a year go bankrupt because of their medical bills. When it comes to health-care policy, an economist tells T.R. Reid, the U.S. is the "bogeyman of the world." The question Reid poses, however, isn't, What are we doing wrong? It's, What are other countries doing right--and how can the U.S. learn from them? A Washington Post correspondent with a nagging shoulder injury from his Navy days, Reid traveled the world to see how other countries' health-care systems would treat him. From Germany to Canada to Taiwan, he finds several different models for success, all with one thing in common.
When considering whether a government has a moral obligation to provide access to health care for all its citizens, Reid notes, "every developed country except the United States has reached the same conclusion."
Saturday, August 15, 2009
Scrap It and Start Over?
[H]ealth insurance is different from every other type of insurance. Health insurance is the primary payment mechanism not just for expenses that are unexpected and large, but for nearly all health-care expenses. We’ve become so used to health insurance that we don’t realize how absurd that is. We can’t imagine paying for gas with our auto-insurance policy, or for our electric bills with our homeowners insurance, but we all assume that our regular checkups and dental cleanings will be covered at least partially by insurance. Most pregnancies are planned, and deliveries are predictable many months in advance, yet they’re financed the same way we finance fixing a car after a wreck—through an insurance claim.
Friday, August 14, 2009
R.I.P. Obamacare?
Thursday, August 13, 2009
A Teachable Moment
Disarmingly, O'Donnell admits that Medicare and Social Security are "socialism." Gasp! We on the left need to remember that ideas we take for granted are completely alien to a large part of the populace. And too long we have left the task of educating people to economic and political reality undone, allowing people to fall into the hands of the Limbaughs and O'Reillys and Glenn Becks.
Wednesday, August 12, 2009
I'm Back
The thing that seems most obvious to me is that the Republicans are terrified -- and rightly so. They're terrified that the Democrats might actually produce a health care bill that will work -- lower costs, increase coverage. And if they do that, the GOP game is over. People love the benefits -- Social Security, Medicare -- that the Dems provided them over fierce Repub opposition.
So we get lots of lies about "death panels" and mandatory sex-change operations and a lot of other hooey. Which leads to noisy mobs shouting down one another. Some of the people shouting at these town halls are shills -- planted there by well-funded groups opposed to any progressive legislation. But some of them are genuinely scared people, whom no amount of rational argument will assuage. I only hope when the shouting is over that those who inspired the shouting, who lied and distorted, will be exposed to the scorn they deserve.
Starting with Newt Gingrich.
And Chuck Grassley.
Saturday, December 29, 2007
Unhealthy
I look at these small white pills and think: Each one of you costs $2.95.
Somebody is making out like a bandit on this deal.
Sunday, December 23, 2007
A Sick System
But it's never been a matter of personal urgency. I've always had fully paid health insurance. But now, having retired, I have to deal with plans and fees and deductibles and limits and all the other headaches that millions of people have been dealing with.
Even with Medicare, there are choices to be made on prescription drug plans and supplemental coverage. And they cost money, and involve "gaps" and limits and all sorts of headache-inducing stuff, largely because Congress has kowtowed to the insurance and pharmaceutical industries. Even so, it's a lot easier than dealing directly with insurance companies.
What kind of "health care" system allows a teenage girl to die while waiting for a liver transplant? You probably read the story: Nataline Sarkysian's doctors said she needed a liver transplant, but her insurer, CIGNA, declined to pay for it because the surgery was "experimental" and because there was no guarantee that it would be effective. And while the family was appealing the decision, she died.
Why is health care less important than highways, or schools, or police forces, or fire departments? We trust the government to use our taxes to fund and manage these things. Why are we so reluctant to let the government take charge of seeing to it that Americans have guaranteed access to the health care they need? If we belief in life, liberty, and the pursuit of happiness, why is "life" being neglected?
Why is a governmental bureaucracy supposedly less efficient than a corporate bureaucracy? The standard conservative argument against universal health care is that it's too important to be left to bureaucrats. But it was a corporate bureaucracy that determined Nataline Sarkisyan's fate -- on the basis not of the patient's welfare but of the company's profits. My dealings with the government's health bureaucracy -- Social Security and Medicare -- have been both efficient and helpful. My dealings with insurance company bureaucracies? Not so much.